Job Title: Compliance Officer

Department: Compliance Department

Location: Cincinnati - Governors Hill

Reports to: Chief Compliance Officer

Status: Exempt

Company Description

Since founded in 1904, Union Savings Bank has been serving the local community by promoting responsible home ownership through prudent lending. We are headquartered in Cincinnati, Ohio, where we began, and currently operate 36 full-service branches and lending offices in Ohio, Indiana, Kentucky, and Pennsylvania. Union Savings Bank is looking for a Compliance Officer in our corporate office in Cincinnati.

Purpose of the role

The individuals will support the Chief Compliance Officer with the Bank-wide Compliance program aimed at ensuring the Bank maintains effective and efficient processes to identify, manage, monitor, assess, and report compliance risks.

Essential Duties and Responsibilities

• Perform compliance analysis, reporting and documentation in accordance with department and professional standards.
• Maintain a fundamental knowledge of regulatory requirements to perform assigned tasks at an appropriate level.
• Under direct supervision, assist in the development, design and documentation of policies and control procedures requiring the ability to read and comprehend various laws and regulations applicable to the subject matter.
• Assist with the administrative tasks related to the support of the Compliance Risk Management Program.
• Escalate material compliance risks to management as appropriate.

Education and Experience

• Knowledge of Fair Lending laws and regulation (federal and state); Unfair, Deceptive Acts and Practices (UDAP), Home Mortgage Disclosure Act (HMDA), etc.
• Assists with examination management, reporting, risk assessment, quality control and assurance, technology solutions, and compliance training.
• Deposit and lending laws and regulations (B, D, E, H, X, Z, etc.) and regulatory guidance.

• Laws and rules that apply across the enterprise, such as privacy rules, FCRA, TCPA, Regulation W, and Regulation O.
• Laws and rules that apply to BSA/AML/Sanctions program including Customer Due Diligence, suspicious activity, OFAC and regulatory reporting.
• 3-5 years of experience in compliance, audit, risk, or other relevant function.
• 2 – 3+ years of mortgage or mortgage-related experience
• Proficiency with Microsoft Office products

Job competencies:

• Experience with CRA Wiz and Fair Lending Wiz preferred.
• Organized and dependable
• Analytical and attention to detail
• Ability to problem solve and multi-task
• Verbal and Written Communication

Please note this job description is not designed to cover or contain a comprehensive list of activities, duties or responsibilities that are required for this position. Duties, responsibilities and activities may change at any time; with or without notice.