Lender
Job description
Are you looking for a rewarding career with a company that prides itself on customer service and giving back to the community? If so, this is the opportunity for you. Community State
Bank is a locally owned community bank looking for an individual with great customer service skills and is team oriented.
Job Title: Loan Department
Location: Coffeyville, KS
- Promote and cross-sell other products and services as appropriate to client requirements
- Conduct networking activities such as community events, attending local Chambers of
Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales.
- Open new accounts (including loan and/or deposit), update customer files, or close accounts.
- Make credit decisions to approve or deny consumer chattel, consumer real estate,
- Manage all aspects of the assigned loan portfolio to meet or exceed the established ratio.
- Provide ongoing relationship servicing with current clients to maintain goodwill and gain additional business.
- Meet accuracy and correctness of work standards according to established policies and procedures.
- Contribute to banks growth and profitability goals.
- Prepare and compile client information to open new accounts
- Gather and analyze financial data to assist in determining the credit worthiness of potential clients for risk and underwriting purposes
- Prepare loan memos and documents to submit for loan approval
- Ensure completeness and accuracy of loan documentation
- Other duties, as assigned.
Qualifications:
- Proficiency with Microsoft products, general computer skills, and basic math skills.
- Customer service orientation with effective problem-solving abilities and the ability to maintain composure and convey a positive attitude while interacting with customers and internal team members
- Outstanding listening and communication skills both written and verbal
- Ability to maintain confidentiality, follow directions and apply proper policy and procedures or guidelines
- Self-motivated, goal oriented, team player with strong interpersonal skills.
- An understanding of and commitment to our values
- Attitude and aptitude to engage in continuous development
Education and Experience:
- High School diploma or equivalent
- Preferred related experience; ex: sales, customer service, bank or other financial service provider; or college hours
Benefits:
- 401(k)
- Dental insurance
- Flexible spending account
- Health insurance
- Paid time off
- Cancer insurance
Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Community State Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local law
Job Type: Full-time
Pay: $45,000.00 - $50,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Physical setting:
- Office
Schedule:
- 8 hour shift
Supplemental pay types:
- Bonus pay
Ability to commute/relocate:
- Coffeyville, KS 67337: Reliably commute or planning to relocate before starting work (Required)
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Work Location: In person
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