Job description
Position Title: Mortgage Loan Officer
Who we are:
At West Community Credit Union, we believe in something bigger. Something that brings us all together. It’s the idea that we’re all connected, and that there’s a common good worth working for. We’re in the business of building relationships on trust, being honest with our members, and treating everyone fairly.
Our mission is, “To be our members’ lifelong financial partner by truly understanding their stories and delivering smart solutions.” These business practices go further than our members. They are embedded in our Mission, Vision, and Values. Our employees are our most important asset. Without a strong culture and dedicated employees, we would not be able to take such good care of our members. If you want to be a part of something bigger and make a real difference in the community you live in, come, and join us!
How will you live out our mission?
The Mortgage Loan Officer (MLO) is responsible for proactively soliciting new mortgage business and selling West Community Credit Union products to meet loan quality and production goals. Supports West Community Credit Union strategic effort in growing the mortgage business through the origination of long-term real estate mortgage loans and delivering extraordinary service to members and potential members. Conducts initial pre-qualification interviews and prepares complete loan application packages with necessary documentation. Conveys policies for extension of credit in accordance with Credit Union and Secondary Market investor guidelines. Meets Mortgage Loan scheduling and documentation requirements, and production expectations as determined by the Vice President of Consumer and Mortgage Lending. Serves members, prospective members, builders, developers, and Realtors promptly and professionally. Performs duties in compliance with regulatory requirements including, but not limited to, the Bank Secrecy Act. Assists Mortgage Loan personnel as necessary.
This position requires registration under the National Mortgage Licensing System (NMLS) as a Mortgage Loan Officer (MLO).
What are we looking for:
· Strong interviewing skills
· Excellent communication and public relations abilities.
· Good analytical and financial skills.
· Able to operate related computer applications, calculator, and other basic business equipment.
· Understanding of the foundation of determining credit worthiness.
· Knowledge of Credit Union loan policies, products, procedures, processing, and underwriting guidelines.
· Familiarity with title reports, insurance, and appraisals.
Benefits we offer:
· Competitive compensation package
· Medical, Dental and vision insurance
· Health Reimbursement Account
· Paid time off
· Tuition reimbursement
· Life insurance
· 401(k) matching
· Employee discounts
· Flexible spending account
· Employee assistance program
Job Type: Full-time
Pay: $42,000.00 - $63,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Professional development assistance
- Referral program
- Tuition reimbursement
- Vision insurance
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
- Weekend availability
Supplemental pay types:
- Commission pay
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Work Location: In person
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