Job description
Essent Guaranty, Inc. Founded in 2008, we are a private mortgage insurer, approved by Fannie Mae and Freddie Mac and licensed nationwide. We offer private mortgage insurance, also known as mortgage guaranty insurance, MI, or private MI, for single-family mortgage loans in the United States, providing private capital to mitigate mortgage credit risk for lenders and investors. This, in turn, allows lenders to make additional mortgage financing available to prospective homeowners. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.
Title: Risk Analyst
Location: Radnor, PA (on-site)
We are seeking inquisitive candidates to pursue complex risk management problems and develop practical solutions. Analysts will contribute to models and reporting used in assessing the creditworthiness of borrowers, evaluating the value of homes, measuring house price appreciation and more. This is an individual contributor position which works under regular supervision.
As a dynamic and resourceful professional, we will rely on you to perform the following duties:
Title: Risk Analyst
Location: Radnor, PA (on-site)
We are seeking inquisitive candidates to pursue complex risk management problems and develop practical solutions. Analysts will contribute to models and reporting used in assessing the creditworthiness of borrowers, evaluating the value of homes, measuring house price appreciation and more. This is an individual contributor position which works under regular supervision.
As a dynamic and resourceful professional, we will rely on you to perform the following duties:
- Perform data queries, mapping, and integrity checks for risk analysis reports.
- Load, validate, and invoice loan level data in corporate loan management system.
- Utilize proprietary credit risk models and pricing tools to conduct profitability analysis.
- Develop and maintain reporting tools for customized pricing development, and cash flow models for analyzing structured transactions.
- Prepare collateral and credit analysis, documentation, and presentation materials for mortgage insurance risk management.
- Support various departmental and cross-functional projects as assigned.
- Perform other duties as assigned by management.
- Bachelor’s degree in finance, economics, statistics, or a related quantitative discipline is required.
- Experience working with large data sets or conducting credit analysis. SQL, Python, R or SAS a plus.
- Two (2) years or more of experience in consumer lending or financial service industry preferred.
- Proficiency in Excel (incl. VBA), Word and PowerPoint; working knowledge of SQL and other data analysis programming languages preferred.
- Excellent verbal and written communication skills.
- Ability to effectively manage multiple priorities and meet aggressive deadlines.
- Detail and results oriented.
- Strong customer service orientation.
Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.
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