About TD Bank, America’s Most Convenient Bank®

TD Bank, America’s Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US.

TD Bank, America’s Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol “TD”. To learn more, visit www.td.com.

We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.

As an independent team within the Risk Management group, Operational Resilience works with business units and corporate partners to ensure ongoing management of operational risks across TD Bank Group. TDBG applies the “Three Lines of Defense” model to risk management. Risks are owned and managed by the first line, which is responsible to develop, operate, and monitor sufficient controls. Risk Managers (and other governance roles) form the second line. The second line is independent of the business; it provides policies, standards and methodologies, and has the accountability and authority to assess and challenge the first line to ensure compliance with same. Internal Audit is the third line of defense, providing periodic independent verification of first- and second-line activities ORM is accountable for the design and maintenance of TDBG’s Operational Risk Management Framework, which encompasses enterprise-level policies, processes and practices for identifying, assessing, mitigating and reporting operational risk. ORM also facilitates enterprise level reporting of operational risk exposures to senior management, the Operational Risk Oversight Committee (OROC) and the Risk Committee of the Board (RCoB.) To implement the ORM Framework across the bank, we collaborate with a broad network of risk management practitioners who form TD’s extended ORM Community and the bank’s Second Line of Defense against risk.

Operational Resilience is the ability for TD to continue to deliver, and rapidly recover, essential services through business disruption events, whether internal or external. It encompasses the entire ecosystem of how TD products and services are delivered and includes key components such as people, processes, premises, technology/cyber, data and third parties. The Risk Manager will be part of the Operational Resilience program team and report directly to the Senior Manager, Governance, Technology & Reporting. This role will have a wide variety of opportunities to support program governance execution, including (but not limited to) program standards and procedures documents, internal audit and regulatory exams, program planning and objectives, training and communication, committee and council support, reporting and other program related activity. The role will require the ability to thrive within an environment of ambiguity, work independently, but also collaborate with team members and business partners. We are looking for a candidate eager to work within a growing team environment and proactively contribute to the long-term success of the program.

Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices
Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups
Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients
Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management
Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis
Effectively works cross-functionally with teams outside of risk
Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date
Ensures sound credit control by taking a pro-active approach to risk management within the risk guidelines of the Bank
Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups

Bachelor’s degree required; Graduate degree preferred
5+ years’ experience required
Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages
Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc.
Strong analytical and problem solving skills are required to interpret data and draw conclusions
Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background
Excellent written and verbal communication skills
Experienced in developing and presenting recommendations to Senior Management

• Must be eligible for employment under regulatory standards applicable to the position.

Preferred Qualifications

• Organizational awareness and demonstrated relationship building skills, with a superior ability

to make things happen through the use of positive influence.

• Strong organizational skills, with the ability to work in a fast-paced environment and manage multiple deadlines and priorities.
• Strong critical thinking, analytical and problem-solving skills.
• Sound understanding of the risk management landscape and disciplines at TD.
• Skillful communication (written and verbal), negotiation and partnership skills to balance stakeholder input but remain objective to reach the right outcome.
• A high level of integrity, earning the respect and trust of her/his peer group and employees.
• Strength in influence and relationship management skills.
• Clear-thinking and able to consistently deliver high quality work under pressure; able to act

fast and work within tight time frames and maintain a sense of humor.

• Proficient use of Microsoft Office, including ability to create PowerPoint presentations.

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At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.