Overview:

The Lynnwood, WA AmeriCredit Team is looking for energized business development partners to join our credit team. The credit team is responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. Our Credit Analysts are trained and empowered to bring value to our dealer partners through our programs and negotiations. They work collaboratively with our field sales team as well as other company departments to grow our business.

If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the Seattle AmeriCredit Team today.

*This is a hybrid role based out of Lynnwood, Washington and currently requires onsite attendance 2x/week, subject to change*

What We Offer:

• Work/Life Balance
• Paid Time Off, Sick Time, Floating Holidays
• 5% 401k Match
• Health Savings Account
• Family First Discounts
• Career Advancement

Responsibilities:

• Analyze credit data to determine the degree of risk involved in extending credit
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality
• Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance
• Ensure branch office cooperation with other departments to maximize efficiency within the Company
• Ensure all queues are worked to acceptable service levels
• Conduct joint dealer calls with Dealer Relationship Manager (DRM) on an as needed basis
• Perform outbound telemarketing calls to the dealer customer
• Establish and track monthly goals for assigned dealers
• Ensure proper documentation is received on all deals
• Perform other duties as assigned
• Conform with all company policies and procedures

Qualifications:

• Knowledge consumer finance and banking environment
• Knowledge of State and Federal regulatory requirements
• Knowledge of indirect retail auto financing
• Knowledge of motor vehicle retail installment documentation
• Knowledge of sales, credit, and funding processes in consumer finance
• Knowledge of the Company’s credit policies
• Knowledge of the retail automobile finance industry
• Working knowledge of consumer credit, credit laws, and regulations

• Ability to multi-task
• Ability to professionally represent GM Financial
• Ability to work under pressure and make decisions in a fast-paced environment
• Credit underwriting skills
• Customer relations skills
• Display commitment to continuous improvement of business
• Effective communication skills including verbal, written, and presentation
• Innovative thinker with strong ability for strategic vision
• Negotiation skills
• Sales skills necessary to develop and maintain productive dealer relationships
• Strong analytical and problem solving skills
• Strong work ethic

• High School Diploma or equivalent required

• 2-3 years of underwriting/sales in the automotive industry preferred

• Fast-paced office environment
• Strong focus on providing quality service to internal and external customers
• Flexible schedule with possibility of working long hours
• Subject to daily service level requirements
• Limited travel may be required to support business needs
• Must be able to deal with stressful office conditions while troubleshooting problems

Salary: The range for this role is: USD $25.43 to $47.12 per hour. At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education. This role is eligible to participate in a performance-based incentive plan. Full time employees are eligible to participate in health benefits on day one of employment.